![]() ![]() PayPal Extras Mastercard Cardholders automatically receive zero liability for any unauthorized charges. You can use the PayPal Extras Mastercard as a payment source in PayPal and anywhere that Mastercard is accepted, in stores and online. Where can I use the PayPal Extras Mastercard? See the Mastercard Guide to Benefits for details. The PayPal Extras Mastercard also offers the benefits of a Mastercard. For additional details on the PayPal Extras Mastercard rewards, see the Extras Reward Program Terms. The PayPal Extras Mastercard offers you the ability to earn Reward Points on your eligible purchases. What are the benefits of the PayPal Extras Mastercard? You may only have one type of PayPal Mastercard account, either the PayPal Cashback Mastercard or the PayPal Extras Mastercard account. No changes have been made to your account.Ĭan I have a PayPal Cashback Mastercard and a PayPal Extras Mastercard? You can still earn points for purchases you make with your PayPal Extras Mastercard. Is my PayPal Extras Mastercard account changing? Applications for PayPal Extras Mastercard are no longer being accepted. Hopefully that makes sense.Īnyways, here is how you redeem your PayPal points for cash back or gift cards.Can I still apply for PayPal Extras Mastercard? So I would have earned $2 x 2 pts x 100 charges = 400 points. Unfortunately, PayPal calculates the points after every purchase and rounds down the number of points earned for each purchase. If I earned 2x points on all purchases calculated at the end of the billing cycle, I would have earned 2 x 299 = 598 points. For example, if I needed to print 100 shipping labels for $2.99, the total paid would be $299. The one drawback of the card is that it calculates the points based on each transactions. I sell stuff on Ebay and print shipping labels through PayPal and the charge goes on my PayPal Extras MasterCard. Like I said at the top of the post, this card earns 2x points per dollar on all Ebay and PayPal purchases. As you can see, the credit card integrates directly into your PayPal account and the bill can be easily paid for with your PayPal balance, bank transfer, or Bluebird bill pay. The last time I used the PayPal debit card was back in August 2012, but up until that point, I had earned $576.78 in cash back.Īfter August 2012, I switched over to the PayPal Extras MasterCard issued by GE Capital as my primary PayPal card. I’m still grandfathered in at the 1.5% rate. They also lowered the cash back rate on the debit card from 1.5% to 1.0%. 1% and eventually PayPal ended the program. After the 2008-2009 financial crisis, the money market fund tanked, went down to less than 1%, then down below. Back then, PayPal gave you 1.5% on all purchases (excluding PIN and cash advance transactions) and the PayPal Money Market Fund was around 8%. ![]() ![]() I have been selling on Ebay for 8+ years and I started out with the PayPal Debit Card. You earn 3x points at gas stations and restaurants, 2x points on Ebay/PayPal purchases, and 1x points on all other purchases. The PayPal debit card earns unlimited 1% cash back on all purchases (excluding PIN and cash advance transactions), while the PayPal credit card earns points for purchases. PayPal offers 2 types of cards, a debit card which uses your current PayPal balance and a credit card which has a certain credit limit. PayPal Extras MasterCard for Ebay and PayPal Purchases ![]()
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